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RES 1999-2705 - Nebraska housing assistance trust fund grant for affordable homeownership opportunities• I • a s,R- +t l( J. °"}", Ee Planning Department � , i ��f j Omaha/Douglas Civic Center �7�`!r v 1819 Farnam Street,Suite 1100 Et r ?" Omaha,Nebraska 68183-0110 ® �r '41,:�Fr. 99 OCT - 1 F1�312: 5 9 .y (402)444-5200 (402)444-5150 47'tD FE150*�� C I i ,j L L.u:;',:" Telefax(402)444-6140 rp I i NE,1,11ASKA Robert C.Peters City of Omaha Acting Director Hal Daub,Mayor Honorable President and Members of the City Council, The attached Resolution authorizes the Mayor of the City of Omaha to apply for and accept a $500,000 Nebraska Affordable Housing Trust(NAHT) Fund grant to be used in conjunction with Omaha's Home Investment Partnerships(HOME)Program. Under HOME,the City of Omaha will use NAHT funds in partnership with three Community Housing Development Organizations to acquire and rehabilitate, and/or newly construct, single-family homes for sale to low-income homebuyers. Houses rehabilitated or constructed will be located in low and moderate-income census tracts or in areas in need of redevelopment. Homebuyers will be households whose incomes do not exceed 80 percent of the median family income for the Omaha, NE-IA MSA. We estimate the use of the NAHT funds will help create 75 new affordable housing opportunities and will leverage $1,020,000 in City of Omaha HOME Funds and$3,750,000 in private funds. The City currently administers an affordable housing program for homebuyers in collaboration with the Holy Name Housing Corporation,Housing and Neighborhood Developers and the South Omaha Affordable Housing Corporation. Current plans call for the creation of 51 homeownership opportunities. Utilization of the NAHT funds will enable the partners to develop 24 additional homeownership opportunities. We urge your favorable consideration of this Resolution. Sincerely, Referre o City Council for Consi er tion Robert C. Peters, Acting Director Date yor's Offic /Titl Date Approved as to Funding: cdAitA_v _ Louis A. D'Ercole, Directo Date ( ° Finance Department �'•` P:\PLN3\9704.SKZ APPLICATION FOR AFFORDABLE HOUSING PROGRAM DED USE ONLY COMMUNITY DEVELOPMENT BLOCK GRANT(CDBG) Application Number NEBRASKA AFFORDABLE HOUSING TRUST FUND(NAHTF) 1999 99-HO- Nebraska Department of Economic Development (DED) Date Received PART I. GENERAL INFORMATION TYPE OR PRINT ALL INFORMATION �,,...;;.;;••<,- L? ItPPI CzY1K IDEIW' IC 4 'IQN' ,: ..: EERSO PERM 11-1.PLIGATIt3N'; .7> Applicant City of Omaha Name Mike Saklar Contact Mike Saklar Address Suite 1111 - 1819 Farnam Street Address_ Suite 1111 - 1819 Farnam Street City/State/Zip Omaha, NE 68183 City/State/Zip Omaha, NE 68183 Telephone Number (402) 444-5170 Telephone(402) 444-5170 Preparer's Tax ID#/S.S.# N/A Fax(402) 444-6140 Application Preparer(check one) ® Local Staff 0 Out-of-State Federal Tax I.D.Number 47-6006304 Consultant ' 0 Economic Development District 0 Non-Profit Organization _ In-State Consultant 0 Other.specify 3. HOUSING ACTIVITIES(Check all that apply) Homeownership Program X Owner-occupied Rehabilitation Program Rental Rehabilitation Program 4. TYPE OF APPLICANT 5.SERVICE AREA X Unit of Local Government Local Housing Authority Areato be served(city,county,region,etc.) Omaha, NE Legislative District 5. 7-9. 11 and 13 Non-Profit 501(c)3 Other,specify Congressional District 2 ;E00:11 bi S1A1I14I_RY i e tst tag ao- p �x w _ u •�- ,"x aubmsmn a nm It .ate gf. '� ' k. �r s�..47. ,F,y`:?..3}!.� .f: �n��pli��n�2;'*�.+ sh��k3gici�.#L'��:c5=��"h.'> 3(r3`+'.tr.. _.... ... The City of Omaha will. use Nebraska Affordable Housing Trust funds in collaboration with three local Community Housing and Development Organizations to acquire and renovate, and/or construct, single-family houses for sale to low-income homebuyers. Houses will be located in low and moderate-income census tracts or in areas in need of redevelopment. Homebuyers will be households whose incomes do not exceed 80% of the median family income for the Omaha, NE-IA MSA. Trust funds will leverage $1,020,000 in City of Omaha Home funds and $3,750,000 in private funds. Seventy-five units will be renovated or constructed over two years. ?f'CERTIF'VNGPFIIIGCAti�.-'.�,�ti"4,.»:�"� "'�'...... ':�'�t:'g..>f�''-,'t�.�"-��.-.:.:�a, y�� .-:.:,.- ::�.�;;�,...�`.,:✓',,.�-,=±-:.�"...:..a:>. To the best of my knowledge and belief,data and information• •s application are true and correct,including any commitment of local or other resources.This application has been duly authorized by the governing body of the appli This plicant will comply with all Federal and state requirements governing the use of AHP funds. Marc G. Kraft, Acting Mayor /D Signature i . Typed Name and Title Date Si ed /, Buster Brown, City Clerk f0�, Attest Typed Name and Title DateS' 1°:; SUBMIT THE ORIGINAL AND TWO COPIES(UNBOUND)OF THE ENTIRE APPLICATION TO: Nebraska Department of Economic Development Division of Housing and Community Development PO Box 94666-301 Centennial Mall South Lincoln,NE 68509-4666 DED/Dec.1998 (402)471-3119 (800)426-6505 Fax(402)471-3778 TDD:(402)471-3441 r 'I HOUSING CATEGORY PART II. FUNDING SUMMARY (mad amounts to the Dearest hundred.) Activity *National . . .AHP ... .' ..: .Other. Total Sources of Other Code Activity Objective- Funds Funds _ Funds Funds 0010 Acquisition/Easements 0030 Demolition • 0450 Relocation 0530 Housing Rehab.(owner-occupied) 0541 SF Housing--Rental Rehab 0543 SF Housing—Downpayment/HOP I LMI 500,000 4,770,000 5,270,000 PA gate Fir ids 0561 MF Housing—Rental Rehabilitation 0580 Housing Adrninistration2 LMi 0650 Code Enforcement 0180 Total Non-Administration 0181 General Administration 3 • 1000 TOTAL PROGRAM COSTS Clarification for the above activities should be directed to DED. *NATIONAL OBJECTIVE: Enter single most appropriate national objective code for each activity. LMI: Benefit Low/Moderate Income SB: Eliminate Slums/Blight PART III.PROJECT DESIGN AND IMPACT ' Refer to the instructions for the specific information that must be included in narrative form. PART IV. PROJECT BUDGET&FINANCING Refer to the instructions for the specific information that must be included. PART V.REQUIRED EXHIBITS Refer to the instructions for the specific information that must be included. Submit the original and two copies of the application form and all application materials. DO NOT BIND,FOLD OR STAPLE. • n1 rtdes-ttssr$tarrr.e atlom "co c _g f�'- T ? L S.� 5!; PUNOTICeOFHEAR PROOF OF PUBLICATION - CITY OF OMAHA HOUSING AND DEVELOPMENT DEVELOPMENT CONSOLIDATED PLAN I On Thursday. September 16, • 1999,at 7:00 P.M., the Plan- ning Dpublic het will con- duct AFFIDAVIT a public nearing to its view the accomplishments of the lost program year and present the Action Plan for - the upcoming meeting Dwilt be State of Nebraska, County of Douglas ss: year. This meeting wilt beO held In the Legislative Chamber of Me.Civic Cen- ter. 1819 Farnam. Street. Michelle Revs Omaha.Nebraska. Atl1:.aYeas for sign lad, , being duly sworn,deposes and says wl e'antir a°n„gym�°`oi that he is an employee of The Omaha World-Herald,a legal daily newspaper 48 hours advance nonce, it alternative formats are printed and published in the county of Douglas and State of Nebraska,and of 'oat"ear a miner requests will hours general circulation in the Counties of Douglas and Sarpy and State of advance-notice. Please no- tify.Jim Anderson-IU-4864 i Nebraska, and that the attac ed printed notice was public cd in the said It•arnangements need to be mode:Entrance to the build- newspaper on the . . . . day of Pkl�l ing lie padicaprking accwill b sae. A. D., 19 99. . , and that said newspaper is a legal Pbbllc Dorking will be avail. able on the'A' Levet which newspaper under the statues of the State of-Nebraska. .The-above facts are may be accessed on the south.Hartley Street side of within my personal knowledge. The Omaha World-Herald had an average the Mending,. '•• 226,630 282,172 ri;r ce,>:a,waree:Plan h•a circulation of . . daily, Sunday, in 19 . CC.. document t at SsecctiOn 105 of: the Cranston-Gonzalez National Affordable Housing �) Advertising Act •as.amended.-(Public g Si ned L/ I` Lavr-1g1 ).Completion of a Consolidated Plan Is re- aulred for the City to partic. Mate in the Community De- velappment Block Grant ( DBG), HOME-investment gene r Shelter Gran.ESG) Subscribed in my presence and sworn to before me this day of tdr 19 ct c Notary Publi ee� , Printer's Fee S �s,G;„t.. ,.... ....,a e1!.: _. Affidavit. • Paid by sta.G&007 • • EXHIBIT B APPLICANT'S STATEMENT OF ASSURANCES AND CERTIFICATIONS City of Omaha Nebraska The (Name of the Local Government Unit) (Applicant)hereby assures and certifies to the Nebraska Department of Economic Development(the Department)regarding an application for Community Development Block Grant (CDBG)funds, the following: • THRESHOLD CERTIFICATIONS 1. There are no significant unresolved audit findings relating to any prior grant award from the federal and/or state government which would adversely affect the administration of this grant. 2. No legal actions are underway or being contemplated that would significantly impact the Applicant's capacity to effectively administer the program, and to fulfill the CDBG program;and 3. No project costs have been incurred which have not been approved in writing by the Department. FEDERAL COMPLIANCE CERTIFICATIONS 4. It will adopt and follow a residential anti-displacement and relocation assistance plan which will minimize displacement as a result of activities assisted with COBG funds. 5. It will conduct and administer its programs in conformance with: a. Title VI of the Civil Rights Act of 1964(Pub.L.88-352), and the regulations issued pursuant thereto(24 CFR Part 1). b. Title VII1 of the Civil Rights Act of 1968(Pub.L.90-284), as amended,administering all programs and activities relating to housing and community development in a manner to affirmatively further fair housing, and will take action to affirmatively further fair housing in the sale or rental of housing,the financing of housing and the provision of brokerage services. c. The Fair Housing Act of 1988(42 USC 3601-20)and will affirmatively further fair housing. 6. It will not attempt to recover any capital costs of public improvements assisted in whole or part by assessing any amount against properties owned and occupied by persons of low-and moderate-income,including any fee charged or • assessment made as a condition of obtaining access to such public improvements, unless(1)grant funds are used to pay the proportion of such fee or assessment that relates to the capital costs of such public improvements that are financed from revenue sources other than grant funds, or(2)for purposes of assessing any amount against properties owned and occupied by persons of LMI who are not persons of very-low income,the recipient certifies to the State that it lacks sufficient grant funds to comply with the requirements of clause(1). 7. It will comply with all provisions of Title I of the Housing and Community Development Act of 1974, as amended,which have not been cited previously as well as with other applicable laws. CITIZEN PARTICIPATION PLAN CERTIFICATION 8. It certifies that a detailed citizen participation plan is on file which includes: a. Providing and encouraging citizen participation with particular emphasis on participation by lower income persons who are residents of slum and blight areas in which funds are proposed to be used to include target areas as identified in the application. b. Providing citizens with reasonable and timely access to local meetings,information,and records relating to the Applicant's proposed and actual use of funds. c. Furnish citizens with information,including but not limited to,the amount of CDBG funds expected to be made available for the current fiscal year,including CDBG funds and anticipated program income;the range of activities that may be undertaken with CDBG funds:the estimated amount of CDBG funds to be used for activities that will meet national objective of benefit to low-and moderate-income people, and the proposed CDBG activities likely to result in displacement and the grantee's anti-displacement and relocation plans. d. Providing technical assistance to groups representative of persons of low-and moderate income that request such assistance in developing groups. The level and type of assistance is to be identified with the plan. e. Provide for public hearings, for the purpose of obtaining citizen's views and responding to proposals and questions. The hearings must cover community development and housing needs,development of proposed activities and a review of program performance.There must be reasonable notice of the hearings and they must be held at times and locations convenient to potential or actual beneficiaries, with accommodations for the handicap. Public hearings are to be conducted in a manner to meet the needs of non-English speaking residents where a significant number of non-English speaking residents can be expected to participate. • EXHIBIT C f. Provide citizens with reasonable advance notice of.and opportunity to comment on proposed activities in the application to the state and for grants already made,activities which are added to,deleted or substantially changed from the application to the state. g. Provide citizens the address. phone number and times for submitting complaints and grievances and provide timely written responses to written complaints and grievances within 15 working days where practicable. SPECIAL REQUIREMENTS AND ASSURANCES. 9. The Applicant will comply with the Administrative Requirements of the program,those applicable items in the 1995 Consolidated Plan, Title I of the Housing and Community Development Act of 1974, Public Law 93-383,as amended, and 24 CFR Part 570 including parts not specifically cited below and the following laws.regulations and requirements, both federal and state, as they pertain to the design,implementation and administration of the local project,if approved: CIVIL RIGHTS AND EQUAL OPPORTUNITY PROVISIONS. • Public Law 88-352,Title VI of the Civil Rights Act of 1964(42 U.S.C.2000(d),et.seq.)(24 CFR Part 1) • Section 109 of the Housing and Community Development Act of 1974,As Amended • Age-Discrimination Act of 1975,As Amended(42 U.S.C.6101, et.seq.) • Section 504 of the Rehabilitation Act of 1973,As Amended(29 U.S.C.794)and the Americans with Disability Act • Executive Order 11246,As Amended • Executive Order 11063,As Amended by Executive Order 12259(24 CFR Part 107) ENVIRONMENTAL STANDARDS AND PROVISIONS. • Section 104(f)of the Housing and Community Development Act of 1974,As Amended • Title IV of the Lead-Based Paint Poisoning Prevention Act(42 U.S.C.4831)and the Implementing Regulations found at 24 CFR Part 35 • The National Environmental Policy Act of 1969(42 U.S.C.Section 4321,et.seq.,and 24 CFR Part 58) • The Clean Air Act.As Amended(42 U.S.C.7401, et.seq.) • Farmland Protection Policy Act of 1981,(U.S.C.4201,et.seq.) • The Endangered Species Act of 1973,As Amended(16 U.S.C. 1531,et.seq.) • The Reservoir Salvage Act of 1960(16 U.S.C.469,et.seq.),Section 3(16 U.S.C.469 a-1),As Amended by the Archaeological and Historic Preservation Act of 1974 • The Safe Drinking Water Act of 1974(42 U.S.C.Section 201,300(f),et.seq.,and U.S.C.Section 349 as Amended, particularly Section 1424(e)(42 U.S.C.Section 300H-303(e)] • The Federal Water Pollution Control Act of 1972.As Amended,including the Clean Water Act of 1977, Public Law 92-212(33 U.S.C.Section 1251,et.seq.) • The Solid Waste Disposal Act,As Amended by the Resource Conservation and Recovery Act of 1976(42 U.S.C. Section 6901,et.seq.) • The Fish and Wildlife Coordination Act of 1958,As Amended,(16 U.S.C.Section 661, et.seq.) • EPA List of Violating Facilities • HUD Environmental Standards(24 CFR,Part 51,Environmental Criteria and Standards and 44 F.R. 40860-40866,July 12, 1979) • The Wild and Scenic Rivers Act of 1968,As Amended{16 U.S.C. 1271,et.seq.) • Flood Insurance • Executive Order 11988,May 24, 1978: Floodplain Management(42 F.R.26951,et.seq.) • Executive Order 11990,May 24, 1977: Protection of Wetlands(42 F.R.26961, et.seq.) • Environmental Protection Act,NEB.REV.STAT.81-1501 to 81-1532(R.R.S. 1943) • Historic Preservation LABOR STANDARDS AND PROVISIONS. • Section 110 of the Housing and Community Development Act of 1974,As Amended • Fair Labor Standards Act of 1938.As Amended,(29 U.S.C. 102,et. seq.) • Davis-Bacon Act,As Amended(40 U.S.C.276-a-276a-5);and Section 2;of the June 13, 1934 Act.,As Amended (48 Stat.948.40 U.S.C.276(c), Popularly Known as The Copeland Act • Contract Work Hours and Safety Standards Act(40 U.S.C. 327,et.seq.) • Section 3 of the Housing and Urban Development Act of 1968(12 U.S.C. 1701(u)] EXHIBIT C FAIR HOUSING STANDARDS AND PROVISIONS. • Section 104(a)(2)of the Housing and Community Development Act of 1974,As Amended • Public Law 90-284,Title VIII of the Civil Rights Act of 1968(42 U.S.C.3601, et.seq.).As Amended by the Fair Housing Amendments Act of 1988 • Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970,As Amended(42 U.S.C. 4630)and the Implementing Regulations Found at 49 CFR Part 24 • Relocation Assistance Act,NEB. REV.STAT.76-1214 to 76-1242(R.S.Supp. 1989) • Nebraska Civil Rights Act of 1969 20-105 to 20-125,48-1102 and 48-1116 • Uniform Procedures for Acquiring Private Property for Public Use,NEB. REV.STAT.25-2501 to 25-2506 (R.R.S. 1943) ADMINISTRATIVE AND FINANCIAL PROVISIONS. • U.S.Office of Management and Budget Circular A-87'Cost Principles for State and Local Governments' • U.S. Office of Management and Budget Circular A-102'Uniform Administrative Requirements for Grants-in-Aid to State and Local Governments' • 24 CFR 570.503-Grant Administration Requirements for Use of Escrow Accounts for Property Rehabilitation • Loans and Grants • 24 CFR 570.488 to 570.499a-States Program:State Administration of CDBG Nonentitfement Funds • Community Development Law. Na.REV.STAT. 18-2101 to 18-2144(R.S.Supp. 1982) • Public Meetings Law,NEB.REV.STAT. 18-1401 to 18-1407(R.R.S. 1943) MISCELLANEOUS. • Hatch Act of 1938,As Amended(5 U.S.C. 1501,et.seq.) The Applicant hereby certifies that it will comply with the above stated assurances. Signed Title Mayor of the City of Omaha, Nebraska Subscribed in my presence and sworn to before me. Date Notary Public(Not required if on letterhead) EXHIBIT C CITY OF OMAHA RESIDENTIAL ANTI-DISPLACEMENT AND RELCCATION ASSISTANCE PLAN Forward: The City of Omaha Residential Anti-displacement and Relocation Assistance Plan (hereinafter referred to as the "Plan") sets forth the policies and requirements with respect to displacement of lower income persons, relocation, real property acquisition, and the replacement of low/moderate-income housing pursuant to Section 104(d) of the Housing and Community Development Act of 1974, as. amended, • and U.S. Department of Housing and Urban Development implementing regulations. The Plan contains two major components: the replacement of all occupied and vacant occupiable low/moderate-income dwelling units that are demolished or converted to a use other than low/moderate-income housing; and the provision of certain relocation assistance to any lower income person displaced as a direct result of the demolition of any dwelling unit or the conversion of a low/moderate-income dwelling unit to a use other than a low/moderate-income dwelling. This .Plain is subject to and governed by Section 570.606 of the Community Development Block Grant regulations 24 CFR 570. Programs Covered by the Plan: The policies and assistance prescribed in this Plan cover the following programs: 1. Community Development Block Grant (CDBG Entitlement Program), 2. Section 108 Loan Guarantee Program, 3. CDBG Special Purpose Grant Program, 4. H0i•L Investment Partnerships Program and, 5. Emergency Shelter Grants Program Definitions: Terms in this Plan have the meanings prescribed for implementation of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (URA) , as amended; and for purposes of providing Section 104(d) assistance, have the meanings prescribed at 24 CFR 570.606 of the Community Development Block Grant Regulations.One-For-One Replacement of Low/Moderate-Income Dwelling_ Units: All occupied and vacant occupiable low/moderate-income dwelling units that are demolished or converted to another use in connection with one of the covered programs will be replaced with other low/moderate-income dwelling units that are: 1. located within the jurisdictional boundary of the City of Omaha and, to the e::tent feasible, and consistent with other redevelopment priorities, within the same neighborhoods as the units replaced, EXHIBIT D , �. 2. sufficient in number and size to house the same number of occupants that could have been housed in the units demolished or converted to another use, unless it is demonstrated that replacement with smaller dwelling units is consistent with the Housing Assistance Plan, 3. in standard condition, 4. initially made available for occupancy at any time during the period beginning one year before the City of Omaha enters into a contract to provide funds that will result in the demolition of low/moderate-income dwelling units or conversion of low/moderate-income dwelling units to another use and ending three years after the commencement of the demolition or conversion activity, and, 5. designed to remain as such• fer at least ten years from the data of initial occupancy. Replacement low/moderate-income dwelling units may be provided by any government agency including the City of Omaha, Douglas County, State of Nebraska, and the Omaha Housing Authority, a non-profit corporation, or a private developer. Relocation Assistance: All. eligible displaced persons will be provided with relocation assistance at the levels described in 49 CFR Part 24, the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970. An eligible displaced low/moderate-income person will be advised of their right to elect to receive either assistance at levels described in, and in accordance with, the requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (URA) , as amended, or the following assistance: 1. Advisory services, 2. Payment of reasonable moving expenses, 3. The reasonable costs of required security deposit and credit checks necessary to rent or purchase a replacement dwelling, 4. Reasonable interim living costs, if the relocation is temporary, and, 5. Replacement housing assistance. Persons are eligible to receive one of the following two forms cf replacement housing assistance: a. Rental assistance equal to 60 times the amount necessary to reduce the monthly rent- and utility costs of the replacement dwelling or comparable replacement dwelling, whichever is less, to the "Total Tenant Payment," as determined under 24 CFR 813.107 of the Housing and Urban Development regulations. All, or a portion, of this assistance may be offered through a- certificate or housing voucher provided through the Omaha Housing Authority, under Section 8 of the United State Housing Act of 1937. • -2- EXHIBIT D • b. Lump sum purchase assistance payment equal to the capitalized value of the amount of rental assistance the displaced person is eligible to receive in "a" above. The purchase assistance payment may only be used to purchase an interest in a housing cooperative or mutual housing association. Optional Relocation Assistance: Persons displaced by activities or programs not covered by this Plan are not eligible for the above-described benefits and assistance. Only those persons who qualify as "displaced persons" pursuant to the Uniform Relocation Act, Section 104(d) of the Housing and Community Development Act, or the Nebraska Relocation Assistance Act are eligible for the relocation assistance or benefits prescribed by law. . General Policy for Minimizing Displacement: Displacement of families and individuals from their homes and neighborhoods will be minimized to the greatest extent possible. The steps that will be taken to minimize displacement include: 1. When practical, residential rehabilitation projects will be administered in such a way as to allow occupants to remain in their units during and after rehabilitation. 2. Multi-family rehabilitation projects will be staged, when possible, to allow residents to remain in their units while adjacent or nearby vacant units are rehabilitated. Residents may then be allowed to occupy those newly rehabilitated units while their own units are under construction. 3. Prior to planning of projects that will cause residential displacement, the City of Omaha will consider alternate plans that minimize the demolition of • occupied dwellings. . 4. To the extent practical, redevelopment projects and activities will be targeted to areas with a large percentage of vacant lots and unoccupied dwellings. 5. The City of Omaha will encourage owners of CDBG or HOME assisted housing units to enter into leases with their tenants. 6. The City of Omaha will continue to fund housing counseling activities that assist homeowners and tenants in remaining in their houses and apartments. -3 • - i EXHIBIT D F I 4 THE OMAHA/COUNCIL BLUFFS CONSORTIUM CONSOLIDATED SUBMISSION FOR COMMUNITY PLANNING AND DEVELOPMENT PROGRAMS ACTION PLAN FOR FISCAL YEAR 2000 CITY OF OMAHA, NEBRASKA OMAHA PLANNING DEPARTMENT HAL DAUB, MAYOR SEPTEMBER 1999 ATTACHMENT 1 L CITY OF OMAHA ACTION PLAN FOR FISCAL YEAR 2000 The Action Plan is that part of the Consolidated Plan which describes the various resources expected to be available and the activities the City will undertake during Fiscal Year 2000 to address the priority needs and local objectives identified in the strategic plan. In addition, the Action Plan serves as an application for federal funds under HUD's formula grant programs. The formula grant programs covered by the Action Plan include the Community Development Block Grant (CDBG), Emergency Shelter Grants (ESG), and Home Investment Partnerships (HOME) programs. The goals of the formula grant-programs covered by the Action Plan are 1) to strengthen partnerships among all levels of government and the private sector so as to enable them to provide decent housing, 2) to establish and maintain a suitable living environment, and 3) to expand economic opportunities for everyone,particularly very low-income residents. Anticipated Federal and Other Resources The following are estimates of funds expected to be available during the year 2000 for use in carrying out the City of Omaha's affordable housing, economic and community development programs and activities: Federal Resources Amount FY2000 Community Development Block Grant Entitlement $ 6,300,000 FY2000 Community Development Block Grant Program Income 750,000 Unallocated Funds From Prior Year 258,000 Community Development Block Grant Funds Carried Over 5,500,000 From Prior Year FY2000 Home Investment Partnerships Program Entitlement 2,339,000 Home Investment Partnerships Program Funds Carried Over 2,000,000 From Prior Years FY2000 Emergency Shelter Grant Program Entitlement 227,000 Continuum of Care Supportive Housing Program Funds 2.072.000 Total Estimated Federal Resources $19,446,000 1 'i State, Local and Other Public Resources State of Nebraska Funds 2,000,000 Eastern Nebraska Human Services Agency (ENHSA) 50,000 City of Omaha General Fund, Bond Issues and Tax Increment Financing 6,000,000 City of Council Bluffs 70.000 Total Estimated Other Public Resources $8,120,000 Private Sources Estimated Private Sources $50.000.000 Total Estimated Funds From All Sources $77,566,000 Leverage/Matching Funds In order to achieve the goals of the Consolidated Plan, other entities must apply for Federal funds for which the City of Omaha is not itself eligible. These sources of other Federal funds include, but are not limited to, 1) Public Housing Comprehensive Grant, Section 8 Assisted Housing and related programs, 2) Federal Emergency Management Agency programs, 3) Community Services Block Grant programs, 4) the Section 202 Elderly Housing Program, 5) the Section 811 Supportive Housing Program, 6) the Single Room Occupancy for the Homeless program, 7) the Supplemental Assistance for Facilities to Assist the Homeless program, and 8) the Shelter Plus Care Program. State of Nebraska resources available for local investment include 1) the Nebraska Investment Finance Authority Low Income Housing Tax Credit and Tax Exempt Bond programs, 2) Nebraska Affordable Housing Trust funds, 3) Nebraska Energy Office Weatherization Program funds, and 4) Nebraska Homeless Assistance Trust Funds. Private resources include private funds and equity, financial institutions, the Federal Home Loan Bank Affordable Housing Program, charitable and foundation grants, and corporation donations. The Community Development Division of the Omaha Planning Department is knowledgeable about local, state, and federal resources for affordable and supportive housing and has experience in working with local entities in securing such resources. The City will assist eligible agencies in identifying resources and will aid appropriate organizations in preparing applications to public and private agencies for financial assistance. If necessary, the City will recruit eligible agencies to apply for programs which will help achieve the goals of the Consolidated Plan. Funds required as leverage for affordable housing programs will primarily come from the various subrecipient organizations receiving the funds. Entities applying for funds for which the City is 2 f + not itself eligible will provide required matching funds from their own resources. In some cases local or state government funds may assist the project, but in the majority of cases subrecipients will meet matching fund requirements with their own or private funds. HOME funds will be used primarily to help finance the construction and/or rehabilitation of affordable single-family and multi-family housing. Sources of matching funds for HOME- assisted programs will come from the City of Omaha's General Fund as well as cash contributions from non-federal resources. Rental rehabilitation and new construction funds will be leveraged by private developers' share of rehabilitation, construction, or other development costs. Community Development Block Grant funds will be leveraged with private dollars secured from area lenders by developers and home purchasers and with equity generated by the sale of Low Income Housing and Historic Tax Credits. Emergency Shelter Grant subrecipients will be responsible for providing the required local match. The City of Omaha typically has been successful in leveraging federal funds with private dollars in its housing and community development programs. Primary sources of leveraged funds are private financing and private equity contributions. In some instances, foundation grants and corporate donations are leveraged with Federal Funds. The success the City has achieved in leveraging private funds has been sustained through the design of programs, the method of selecting projects and the recipients of funds, and the City of Omaha's monitoring of programs. Geographic Distribution of Assistance Geographically, Omaha's northeastern quadrant has the greatest housing problems and, therefore, its residents have the greatest need for assistance. Investments in housing will occur throughout all predominantly low-income neighborhoods with special emphasis being placed on affordable housing activities within this northeastern quadrant of the City. Activities targeted to this quadrant include rental rehabilitation, rental assistance, construction of new single-family and multi-family housing, public housing development, moderate and substantial rehabilitation, counseling services, and homeless initiatives. In the areas selected for investment the City hopes to achieve: 1) the conservation of existing neighborhoods and the preservation and expansion of existing housing stock; 2) dramatically visible, concentrated improvement of strategic parts of neighborhoods with greatest economic and housing needs; 3) the expansion of rehabilitation and new construction activity into low- income neighborhoods; 4) housing infill development which will make vacant property productive again; and 5) creation and retention of jobs for low-and moderate-income persons. 3 6 • Statement of Objectives and Proposed Use of Funds for Fiscal Year 2000 Community Development Block Grant Program Funding Allocation Criteria The City of Omaha has established the following funding criteria to ensure that, to the greatest extent feasible, the use of Community Development Block Grant (CDBG) funds benefit low and moderate income persons. • The City of Omaha's proposed allocation of CDBG funds shall be consistent with the national objectives of Title I of the Housing and Community Development Act of 1974. • Approved programs, projects and services shall be directly related to the City of Omaha's CDBG program objectives. • CDBG assistance shall not supplant funding from any other pre-existing public or private resource. • CDBG funds shall not be used for public projects ordinarily funded by General Fund or local bond obligations without a demonstrated local maintenance of effort on the part of the City. • To the greatest extent practical, CDBG funds shall be leveraged with non-federal dollars to achieve program objectives. • CDBG funds shall be used for administrative and operational costs of subrecipient organizations only when such organizations are under City contract for services meeting program objectives. • CDBG funds shall not be used for the acquisition of property or the construction or rehabilitation of structures to be used for religious purposes or which will otherwise promote religious interests. The primary objective of the City of Omaha's Community Development Program is the development of viable urban communities by providing decent housing and a suitable living environment and expanding economic opportunities, principally for persons of low and moderate income. The City must certify to HUD and maintain evidence that the use of CDBG funds gives maximum feasible priority to activities which carry out the national objectives. This Statement of Objectives establishes the City of Omaha's community development objectives and sets forth the strategy used to meet the objectives. Our proposed Fiscal Year 2000 Community Development Block Grant program has four general parts: 4 f 1. Housing Development - the conservation of established neighborhoods, and the preservation and expansion of their housing stock. 2. Economic Development - the revitalization of neighborhood business districts and the development of small business opportunities and job creating projects that benefit low and moderate income people. 3. Public Services and Facilities - the development of physical projects that benefit low and moderate income people by non-profit organizations. P 4. Administration- the efficient operation of the community development program. We will now discuss the specific local objectives of Omaha's Community Development Block Grant program and explain how they will be addressed. Part I - Housing The City of Omaha's Housing Development Program will have three main components: single family rehabilitation, rental rehabilitation, and housing development. Single family rehabilitation projects will address the need to preserve existing single family, predominantly owner-occupied housing and to help low and moderate income people finance home improvements. Rental rehabilitation projects will help finance the removal of architectural barriers in renter and owner occupied housing. Housing development activities will find ways to create affordable rental opportunities and to make home ownership possible for low and moderate income people. Together these programs make up a coordinated strategy for neighborhood improvement and reinvestment. Single-Family Rehabilitation The general objectives addressed by the single family rehabilitation program are: 1. To provide dramatically visible, concentrated improvement in strategic parts of neighborhoods with greatest economic and housing needs. 2. To make affordable rehabilitation financing more available in low and moderate income neighborhoods. 3. To expand rehabilitation activity into low and moderate-income neighborhoods which have seen little or no previous CDBG investment. 4. To continue to use leveraging programs with private sources, including lenders and the Nebraska Investment Finance Authority. 5. To continue to provide special services to people with critical needs. 5 6. To support agencies and programs which are associated with and vital to the success of the Community Development Program. 7. To continue an acceptable level of emergency and transitional housing services for homeless people. We will meet these objectives in the following ways: 1. Target Area Program: The Target Area Program provides direct rehabilitation financing assistance to low and moderate-income homeowners residing in one of twenty-four neighborhoods targeted for such assistance (see Target Area Neighborhoods map). Neighborhood groups have pre-selected the boundaries for their projects. The City then directs CDBG funds to these targeted areas, providing rehabilitation financing through grants and/or leveraged and deferred payment loans tailored to the needs of individual owners. The City also funds public improvements and vacant building demolition to support this rehabilitation program. The Target Area neighborhoods coincide with low and moderate-income census tracts or block groups within the City. (See the attached low/moderate income map.) It is estimated that 80 percent of the funds allocated to this program will directly benefit low and moderate-income residents. 2. The Reinvestment Area Program: This program provides affordable home improvement financing to homeowners in inner-city neighborhoods. The program leverages private funds by reducing rehabilitation financing costs through interest or principal reductions. Areas included within the Reinvestment Area Program generally coincide with low and moderate income census tracts or block groups within the City. (See the attached low/moderate income map.) In addition, 100 percent of the loans made through the program have been to households earning less than the citywide median. Therefore, the City estimates that 100 percent of the funds allocated to this program will directly benefit low and moderate-income residents. 3. Emergency Repair Program: This continuing program provides grants to very low- income homeowners to repair critical emergencies in their homes. This program operates throughout the City but is targeted toward very low-income households. Therefore, all funds will benefit low and moderate income people. 4. Home Handyman Program: This continuing program provides minor home repair services at affordable costs for low-income elderly owners. The Home Handyman Program operates throughout the City but is targeted to low and moderate income households. Therefore, all funds allocated to the program will benefit low and moderate- income people. 6 5. Family Housing Advisory Services (FHAS): The City provides rehabilitation counseling services to low and moderate income homeowners through a contract with FHAS. FHAS counsels borrowers of City financed loans who have delinquent accounts. FHAS also provides assistance to homeowners participating in other City-sponsored Affordable Home Ownership programs. In addition, FHAS provides a variety of other services including, but not limited to, mortgage counseling and referrals, pre-purchase and post- occupancy counseling and extended case management to home buyers participating in the City's Housing Development Program. Therefore, we estimate that all funds allocated to FHAS will benefit low and moderate-income people. 6. Demolition: This effort supports the demolition of vacant, deteriorated housing units or commercial buildings. The removal of deteriorated structures and other improvements will occur in areas declared blighted and substandard and, therefore, all funds allocated to demolition activities will address low and moderate-income area benefits and/or slums and blighted conditions. Rental Rehabilitation The general objectives addressed by the rental rehabilitation program are: 1. To provide sound rental housing for low and moderate income residents. 2. To encourage the reuse of vacant but repairable multi-family structures. 3. To use CDBG funds to leverage private investment and to make rehabilitation projects economically feasible. 4. To increase the supply of handicapped accessible units. 5. To encourage additional residential uses in or near downtown Omaha. We will meet these objectives in the following way: 1. Barrier Removal Program: This program, administered by the League of Human Dignity, provides grants to low-income households that have a family member with a physical disability. The grants assist both renters and homeowners in modifying their residential units to make them more accessible. The program encourages families to remain in their existing living environment and creates additional accessible housing in the community. This program operates throughout the Citybut is targeted toward very low-income households. Therefore, all funds will benefit low and moderate income people. 2. Downtown and Neighborhood Rehabilitation Program: This effort provides funding to for-profit and non-profit developers for substantial rehabilitation or adaptive reuse of predominantly vacant buildings located in or near the Central Business District or in low 7 • „r a,_ and moderate-income neighborhoods. Projects to be funded will be selected through a request-for-proposals process. All units developed will be made affordable to households with incomes at or below 80 percent of the median family income for the Omaha Metropolitan Statistical Area. Housing Development The general objectives addressed by the housing development program are: 1. To expand home ownership opportunities for low and moderate income residents. 2. To conserve and reuse structures that face demolition or continued deterioration. 3. To promote new, moderate cost residential construction for homeowners in community development areas. 4. To convert unproductive land to productive residential use. 5. To encourage more efficient use of existing infrastructure through infill development. 6. To encourage the development of low cost housing for elderly residents. 7. To support agencies and programs which are associated with and vital to the success of the Community Development Program. 8. To continue an acceptable level of emergency and transitional housing services for homeless persons. 9. To encourage for-profit builders and developers to reinvest in low and moderate-income neighborhoods. We will meet these general objectives in the following ways: 1. Long School Redevelopment: This initiative involves the acquisition of land in the Long School Neighborhood, the transfer of building sites to a non-profit developer, construction financing of single-family homes, and deferred payment loans to qualified homebuyers. The Long School Neighborhood is bounded by 24th Street, Hamilton Street, Lake Street, and 27th Street. The Long School Redevelopment project area is located within a low and moderate- income census tract and mortgage assistance will be provided to the low and moderate- income homebuyers. Therefore, the City estimates that 100% of funds allocated to the Long School Redevelopment program will directly benefit low and moderate-income residents. 8 r a '` 2. Omaha 100. Inc: This project provides administrative funding support to the non-profit community development intermediary, Omaha 100, Inc. The Omaha 100 program components - which support housing development in low and moderate-income neighborhoods include: a. the provision of first mortgage fmancing of single-family homes constructed in low and moderate-income areas and loans to qualified homebuyers participating in City of Omaha affordable housing programs and, b. the creation of public and private sector partnerships in order to access capital to support development organizations and specific projects. This project is designed to create affordable housing opportunities for low and moderate- income families. Development projects will be located in low and moderate-income census tracts and we estimate that low and moderate-income persons will occupy 100% of all housing units created. (See the attached low/moderate income map.) Therefore, we estimate that 100% of funds allocated to this program will directly benefit low and moderate-income persons. 3. 51 S` and Nebraska Avenue: The 515` and Nebraska Avenue redevelopment effort will result in the creation of a 35 unit single-family housing sub-division. City of Omaha assistance includes construction financing and deferred payment loans to qualified homebuyers. The housing created will be primarily affordable to low and moderate-income families. We estimate that 80 percent of funds allocated to the 51' and Nebraska Avenue program will directly benefit low and moderate-income residents. 4. Concord Square: This project further implements residential development in the Logan Fontenelle Redevelopment Site located in an area bounded by Clark Street, Nicholas Street, 20th Street and 24th Street. The City of Omaha will convey sites for the construction of single-family homes, provide construction financing to the selected private developer, and provide deferred payment loans to qualified homebuyers. The housing created will be primarily affordable to low and moderate-income families. We estimate that 80 percent of funds allocated to the Concord Square program will • directly benefit low and moderate-income residents. Part II -Economic Development The City will continue to use Community Development Block Grant funds to reinforce neighborhood business development, encourage small business starts, and create jobs for low and moderate-income people. Economic development programs build financial strength in neighborhoods. In addition,job creation activities help people achieve economic self-sufficiency -the highest goal of any community development program. 9 9 i 1 The City has a particular interest in projects that promote small business. Small businesses are the nation's most efficient job generators. Omaha has been involved in several innovative business development projects. These include the Omaha Small Business Network; the nationally recognized Contractors Assistance Program and Neighborhood Commercial Revitalization Program; and the City's Minority Business Development Program. The objectives addressed by the Economic Development component of Omaha's Community Development program include: 1. To build the local economies of community development neighborhoods. 2. To encourage small enterprises, particularly those offering goods and services to neighborhood residents, to locate or remain in crucial neighborhood business districts. 3. To increase the amount of retail activity in business districts. 4. To improve the commercial building stock of neighborhood business districts. 5. To encourage new small business starts and expansion in revitalization areas. 6. To promote development of minority-owned businesses. 7. To create jobs for low and moderate-income people. We will meet these objectives through the following projects: 1. Omaha Small Business Network, Inc.: This project provides revolving loans and administrative funding for the non-profit Omaha Small Business Network, Inc., located in the Business & Technology Center, 2505 North 24th Street. OSBN program components which support economic development in the North Omaha community include: a. the Omaha Business & Technology Center, a 51,000 sq. ft. incubator facility at 24th and Lake, provides office and light industrial space to tenants who share receptionist, switchboard, photocopying and facsimile services as well as lobby, conference rooms, lunchroom and loading dock, and b. financial assistance programs for small and start-up businesses, including the City- backed Seed Capital Fund and Contractors Assistance Program as well as the State- funded North Omaha Business Development Corporation(NOBDC). The project is located in the 24th and Lake Redevelopment Area within a low and moderate-income census tract. We estimate that 100 percent of the funds allocated to this program will benefit low and moderate-income residents through area benefits and job creation direct benefits. to 1 2. Micro-Loan Program: The New Community Development Corporation will administer a comprehensive Micro-Enterprise Program that services the needs of individual participants in the various Job Training of Greater Omaha programs, the unemployed, welfare recipients and others seeking financing to start small home-based businesses. We estimate that all funds allocated to this program will benefit low and moderate- income residents through direct benefits. 3. South Omaha Stockyards: This funding represents continuation of the Stockyards East Redevelopment effort and involves demolition and site and public improvements in an area bounded by 33rd Street, L Street, Q Street, and the vacated Railroad Avenue. in the future, the site will include industrial, commercial, residential, civic, and/or educational uses. The project is located within a low and moderate-income census tract and jobs will be created and/or retained for low and moderate-income persons. We estimate that all funds allocated to this program will benefit low and moderate-income persons through the resultant job retention/creation activities. 4. North Omaha Business Park Development: This effort will involve site and public improvements, business relocation and re-establishment, and demolition in the Logan Fontenelle Redevelopment area generally bounded by Clark Street, Nicholas Street, 20th Street and 24th Street. Future uses of the site will include residential, industrial, commercial, and/or civic. The project is located within a low and moderate-income census tract. We estimate that all funds allocated to this program will benefit low and moderate-income residents on an area-wide basis and in resultant job creation activities. 5. Blue Lion Centre: Ongoing operation and maintenance of the City-owned Blue Lion Centre located at 2421 North 24th Street and establishment of an operating reserve to offset reductions in rental income which may occur as the facility's function is broadened to include cultural arts in addition to commercial uses. The project is located in the 24th and Lake Redevelopment Area and is within a low and moderate-income census tract. We estimate that all funds allocated to this program will benefit low and moderate-income residents through area-wide benefits and job creation direct benefits. b. 24th and Lake Streets Commercial, Cultural Arts, and Entertainment District: This effort supports commercial development in the 24th and Lake Street business corridor. Activities will include the acquisition of land, relocation of businesses, residents, and/or non-profit organizations, demolition, site development and public improvements for future development of commercial, office, cultural arts and entertainment uses. it The project is located in the 24th and Lake Redevelopment Area which is a low and moderate-income census tract. We estimate that all funds allocated to this program will benefit low and moderate-income residents through area-wide benefits and job creation and job retention activities. 7. United Minority Contractors Association: This funding assistance supports administration of the United Minority Contractors Association of Nebraska's (UMCAN) technical assistance and management support program for minority and women-owned businesses. UMCAN will provide construction business management assistance, training and technical assistance including construction estimates and bid preparation, business plans, bond and loan package preparation, project management assistance, and training workshops. We estimate that all funds allocated to this program will benefit low and moderate- income residents through job creation and job retention activities. Part III - Public Services and Facilities Public Services and Facilities programs are designed to provide an opportunity for non- profit community organizations to develop and execute projects which benefit low and moderate income residents. The general objectives of this part of the program include: 1. To provide a means by which non-profit organizations can construct physical development projects which will benefit low and moderate-income people. 2. To increase private participation in development projects through matching and sweat equity requirements. 3. To improve the quality of development projects through competitive applications. 4. To expand emergency services to low income people. 5. To establish strategic plans for community development areas to guide future activities. We will accomplish these objectives through the following programs: 1. Bovs and Girls Club: The roof of the Boys and Girls Club facility at 2606 Hamilton Street will be repaired. The project is located in the Long School Redevelopment Area, an area which is a low and moderate-income census tract. We estimate funds allocated to this project will benefit low and moderate-income residents through area-wide benefits direct services to low and moderate-income families. 2. 17`h and Nicholas Streets Redevelopment: This effort continues acquisition of vacant and improved properties, relocation of residents and demolition of improvements in the 12 . - v Campus for Hope Redevelopment area at 17th and Nicholas Streets. The Omaha Campus For Hope chemical dependency treatment center, short term residential and long term residential facilities were completed by the Catholic Charities in 1998. Located north of Nicholas Street along 17th Street, the Omaha Campus for Hope is anchored by the St. Gabriel's Regional Center for Substance Abuse and compliments the emergency housing and services provided by the Siena/Francis House shelter located at 1701 Nicholas Street. Assemblage of the Campus of Hope redevelopment site is likely to result in displacement of homeowners and/or tenants. The City of Omaha's policy for minimizing displacement of persons is contained in the City of Omaha Residential Anti-displacement and Relocation Assistance Plan. The project is located in a-low and moderate-income census tract and addresses blighted conditions. We estimate all funds allocated to this program will benefit low and moderate-income families through area-wide benefits, job creation and retention activities, and/or direct benefits. 3. North Omaha Recreation Facility: In conjunction with the Parks and Recreation Department, the City of Omaha will develop a recreation facility within a City park to provide an entertainment amenity for North Omaha residents. Activities would include market and feasibility studies, site identification, and site and facility development studies. Part IV -Administration The Program Administration component of Omaha's Community Development Program covers a portion of the Housing and Community Development Division's costs for program administration and provides financial support to associated agencies and programs. General objectives for program administration include: 1. To assure that the largest possible proportion of Omaha's CDBG entitlement is used for physical development projects. 2. To provide high quality program administration at minimum possible cost. 3. To support agencies and programs which are associated with and vital to the success of the Community Development Program. We will meet these objectives in the following ways: 1. Housing and Community Development Division: Administrative support for Omaha's Community Development Block Grant Program is provided by the Housing and Community Development Division. The Division is also responsible for overall program management, coordination, monitoring and evaluation of community development 13 .M 3 \ a, activities assisted in whole or in part with federal funds, general funds and tax increment financing. Funding for program administration, while a necessary part of the Community Development Program, is not counted as an activity that benefits low and moderate- income people. Fiscal Year 2000 HOME Investment Partnerships Program HOME Investment Partnerships Program funds will be used to meet the needs of low and very low-income renters and homeowners through the creation of affordable homeownership opportunities for first-time homebuyers, the rehabilitation of owner-occupied houses, the removal of architectural barriers, mortgage financing, and the construction of new units. Consolidated Plan priorities and community development objectives will be met through the implementation of the following Fiscal Year 2000 activities: Part I - Single-Family Rehabilitation 1. Housing And Neighborhood Developers: This program continues the development of affordable homeownership opportunities in an area north of Cuming Street and east of 52th Street. The City, working with the non-profit Housing And Neighborhood Developers (HANDS) encourages the acquisition and rehabilitation of vacant residential units and the construction of new single-family homes for purchase by low-income homebuyers. The City provides construction financing for the development of the housing and deferred payment loans to qualified homebuyers. 2. Holy Name Housing, Corporation: This program continues the development of affordable homeownership opportunities within the Holy Name target area bounded by Curtis Avenue, Hamilton Street, 16th Street and 60th Street. The City, working with the non- profit Holy Name Housing Corporation, encourages the acquisition and rehabilitation of vacant residential units and the construction of new single-family homes for purchase by low-income homebuyers. The City provides construction financing for the development of the housing and deferred payment loans to qualified homebuyers. 3. South Omaha Affordable Housing Corporation: This program continues the development of affordable homeownership opportunities within the South Omaha target area bounded by the Missouri River, Dodge Street, Harrison Street and 50th Street. The City, working with the non-profit South Omaha Affordable Housing Corporation, encourages the acquisition and rehabilitation of vacant residential units and the construction of new single-family homes for purchase by low-income homebuyers. The City provides construction financing for the development of the housing and deferred payment loans to qualified homebuyers. 4. City of Council Bluffs: The City of Council Bluffs will use HOME Funds to assist low- income homebuyers with the purchase of newly constructed single-family homes that are 14 either scattered throughout the City or in a new 30 unit subdivision located in Council Bluff's Neighborhood Revitalization Strategy Area (NRSA). The assistance will be in the form of second mortgages which will leverage private mortgage funds and purchaser down payments. The boundary of the NRSA coincides with the City of Council Bluffs' low and moderate-income areas. The City of Council Bluffs will also use HOME Funds to assist in the construction of 35 new multi-family rental units. This rental housing will be made affordable to low-income renters. 5. The Target Area Program: This program is directed toward neighborhoods with the most serious problems. These neighborhoods need a strategy leading to concentrated, highly visible rehabilitation. Neighborhood groups select small target areas. The City then directs CDBG funds to these target areas, providing for rehabilitation financing through direct grants and/or repayable and deferred payment loans tailored to the needs of individual owners. The City also funds public improvements and vacant building demolition to support this rehabilitation program. This effort also involves working with physically disabled homeowners to help make their homes accessible. This "handicapped-disabled" effort is city-wide and is marketed through neighborhood associations, the Great Plains Chapter Paralyzed Veterans of p y America, Community Alliance, the League of Human Dignity, and other area programs serving persons having a physical disability. Assistance is provided to disabled homeowners in the form of grants, deferred payment loans, repayable loans, or combinations thereof, based on household income. Part II - Administration 1. Administration: The City will allocate ten percent of the HOME Entitlement for administration of the HOME program. Administrative funds will provide for overall program management, coordination, monitoring, and evaluation of activities funded with HOME Program assistance. Fiscal Year 2000 Continuum of Care for the Homeless Initiatives Emergency Shelter Grant funds will be used to meet the needs of homeless and near-homeless families and individuals through the services of local homeless shelter and service providers. Sub-grants will be allocated to various non-profit organizations through a competitive allocation process. Part I - Emergency Shelter Grants 1. Operations Assistance for Emergency Shelters: The City, through a competitive allocation process, will use Emergency Shelter Grant funds to provide operations support for the emergency shelters providing housing to Omaha's homeless. Among other things, 15 ti* •1 this assistance may be used for maintenance, repairs, security, fuels, equipment, insurance, utilities, furnishings, and administrative costs of operating homeless facilities. Additional uses of Emergency Shelter Grant funds may include the provision of support services and activities directed toward the prevention of homelessness. Part II - Supportive Housing Grants 1. Continuum of Care Homeless Assistance: The City, in partnership with the Omaha Area Continuum of Care for the Homeless, will help coordinate an area-wide continuum of care application for HUD Supportive Housing Program funds. In 1999, the City applied to HUD for$2,072,000 in Supportive Housing,Program funds. If this application is successful, these funds will be used for 1) mobile outreach to homeless mentally ill persons by the Community Alliance, 2) client tracking, case management, and client advocacy by Family Housing Advisory Services, 3) 22 units of transitional housing by Francis House/New Creations, 4) activities for homeless youth by Camp Fire Boys and Girls, and 5) primary healthcare by the Charles Drew community health center. Part III - Administration 1. Administration: The City of Omaha retains five percent of Emergency Shelter Grant Entitlement and Supportive Housing Program funds received for the administration of these programs. Administrative funds provide for program management, coordination, monitoring, and evaluation. Homeless and Other Persons with Special Needs Through its partnership with the Omaha Area Continuum of Care for the Homeless, the City of Omaha will take a lead role in securing Federal funding for continuum of care programs. The various emergency shelter, transitional housing and assisted living programs as well as the providers of services to the homeless will be the recipients of Emergency Shelter Grant, Supportive Housing Program and Nebraska Homeless Assistance Trust funds and will be responsible for addressing the needs of the Omaha area's homeless families and individuals. Elderly/Frail Elderly The Eastern Nebraska Office of Aging (ENOA) coordinates programs addressing the needs of the elderly and frail elderly. ENOA sponsors over 60 centers which serve hot meals for a reasonable price and offers recreation, social and health education activities. Transportation is available to and from many of these centers. Health maintenance clinics, flu shot clinics, counseling and legal services, and income tax counseling are also made available to the elderly. ENOA's program also provides counseling and information about housing options to older persons and their families. ENOA's services are limited to those people that take advantage of their services. Most services are free or charges are based on ability to pay. It is very difficult to determine how many of the 16 • clients served by ENOA fall into the at risk category; the vast majority are in the low to moderate income categories. The Nebraska Department of Social Services (NDSS) assists elderly Omaha residents through the ABD (Aged, Blind, and Disabled) Program. Persons who would qualify for this program are in the at-risk category. The NDSS administers the Medicaid program which finances health care for low-income elderly. Resources and assets are taken into consideration when determining eligibility. The Salvation Army also works to meet the needs of the elderly in Omaha and is very active in assisting persons who are at risk due to low income. The Friendly Visitor program contacts persons confined to their homes or care facilities for counseling and advisory assistance. The Friendship Day Service Center is open to people 60 years of age and older who need support to live independently. The services offered by such day care facilities help those persons who need assistance with daily living activities to remain in their homes. Family members who have assumed the responsibility of caregiver are also provided a respite from daily care. Home delivered meals are delivered each weekday to home-bound seniors and the Meals-on- Wheels/Neighbors Who Care programs deliver meals on holidays. The City of Omaha Planning Department offers housing rehabilitation programs that help maintain the homes of the elderly. The Home Handyman Program operates throughout the City and serves low-income homeowners who are 60 years of age or older. The program is co- sponsored by ENOA. This program provides minor interior repairs or improvements at affordable cost. The Emergency Repair Program assists very low-income homeowners with repairs to remedy conditions which endanger health, safety or welfare. The Target Area Program operates in 24 neighborhoods. Grants and loans are combined to make this program affordable to low-income homeowners whose homes need major rehabilitation. Up to $30,000 of work can be done to bring a residence up to City standards. The Special Needs Program concentrates on interior work needed to make the property accessible to the elderly. The City's barrier removal programs for renters and homeowners also provide elderly persons with financial assistance to make their homes physically accessible. Persons with Disabilities The Nebraska Department of Rehabilitation Services coordinates assistance for persons with physical, mental and emotional disabilities focusing on the vocational needs of clients. Vocationally handicapped individuals are offered evaluation to determine skills, help to obtain employment and on the job training. Home modification assistance is given to those who are not employed. Adaptive devices can be purchased to make the work place accessible. Staff will coordinate with other agencies to obtain needed services. The Department of Rehabilitation Services serves persons of all income levels. If services must be purchased for a client, income is verified to determine if the client can pay part or all of the cost. 17 (, Persons in Omaha with physical disabilities can also receive services from the League of Human Dignity, the Nebraska Department of Social Services and the City of Omaha Planning Department. The League of Human Dignity offers a variety of services to physically disabled clients and is the only provider in Omaha that offers this type of comprehensive assistance. Services are made available to persons of all ages and help is furnished to persons with hearing loss. The League of Human Dignity also is a strong advocate for persons with disabilities of all types. League of Human Dignity staff work one-on-one with clients to develop skills training with the goal of independent living. Attendants are found if needed. A Housing Design Specialist will assess living conditions and recommend changes to make housing accessible. Self-help aids are loaned on a trial basis to help clients determine suitability before purchase. A peer-counseling program has also been established. Persons with a physical handicap who are in need may be eligible for monthly cash payments and/or medical assistance from the State of Nebraska. To be eligible a person must not be able to engage in substantial employment because of a physical or mental impairment. Children with disabling conditions whose normal growth and development are impaired may also be eligible for this assistance. There is a component of the Medicaid program which will pay for additional services so that a person may remain in their home and not be placed in a nursing home. The Disabled Person Family Support Program is a state funded program which assists with expenses such as medicine and transportation. The City of Omaha Planning Department offers a number of rehabilitation and repair programs that can be utilized by handicapped individuals or families with a handicapped member. The Home Handyman Program and Emergency Repair Programs assist low-income physically impaired residents from throughout the City. Emergency repairs are limited to help with sudden problems to homes which endanger health, safety or welfare and require immediate action. The Special Needs Program is also available to residents in Target Area Neighborhoods. Special Needs rehabilitation projects concentrate on interior work required to make the properties accessible to the handicapped. The Eastern Nebraska Community Office of Retardation (ENCOR) serves over 800 people who are' mentally retarded. Most reside in the City of Omaha. ENCOR was one of the first community-based programs for the mentally retarded in the United States. Comprehensive services free to low- income clients are offered for children and adults who range in ability from mildly to severely retarded and who also may have other disabilities. ENCOR's medical support unit, which offers a wide array of programs for developmentally disabled residents in the City of Omaha, is the only known program of its kind in the United States. Each person within the ENCOR system is assigned a guidance advisor who provides case 18 i management services. The medical support unit consists of a licensed 6-bed home which provides medical stabilization for children and adolescents. ENCOR has a strong family support program which offers home based services, vocational services, respite services and the medical support unit. Vocational training opportunities include three Industrial Training Centers (ITC) in Omaha which provide sheltered workshop training for 300 mentally handicapped workers twenty-one years of age and older. The Work Stations In Industry (WSI) program places developmentally disabled trainees into business or industry where they work with non-handicapped workers under ENCOR staff supervision. Work Station in Industry agreements are in effect with a number of Omaha businesses that employ approximately 120 ENCOR clients. Families who choose to have developmentally disabled family members remain at home are given training on the needs of disabled persons. Assistance is also available to modify homes to make them suitable for clients. Persons who are mentally ill are served by the Mental Health Region VI Office located at 122 Applewood Mall, 42nd & Center Streets. State statute has divided Nebraska into regions for the purpose of organizing and financing community based mental health and chemical dependency services. Region VI covers Douglas, Cass, Dodge, Sarpy and Washington counties. A governing board of elected officials from participating counties supervises programs for persons in the area with mental health, alcoholism and drug abuse problems. The administrative office of Region VI is responsible for planning, organization, coordination, administration and evaluation of programs funded by the Region VI governing board. Regularly, up to twenty local agencies are under contract to provide housing, treatment and rehabilitation services in Region VI. Region VI also funds the North Clinic Family Counseling, an out patient facility, where clients have medications checked to help ensure continued independent functioning. The facility is for low-income persons only and services are free. Community Alliance is an agency funded by Region VI that offers mental health services for adults 18 years of age and older. Ninety-nine percent of all clients receive social security or supplementary social security payments. Community Alliance offers assistance with housing problems, day rehabilitation, vocational training and case management. Community Alliance places clients in suitable housing and provides supportive services designed to assist clients with independent living skills. Some clients receive structured support offered by a group home setting, while others receive the minimal supportive environment that apartments provide. Community Alliance, together with the Mercy Housing Midwest operates the Mercy House, a group home for up to 15 mentally ill persons. Assistance to homeless mentally ill persons focuses on access to social services, eligibility for assistance in programs, and expediting the process for receiving Social Security disability benefits. Case management to assist with negotiating the social services system and monitoring treatment programs is provided through a number of assistance organizations. A centralized 19 • social service center is located in North Omaha within a low-income census tract adjacent to public housing. Locating various programs at a single location increases the efficiency and responsiveness of the social service system. Persons with Alcohol or Other Drug Addictions Region VI Mental Health, Alcoholism, and Drug Abuse Administration, the administrative branch of Eastern Nebraska Human Services Agency (ENHSA), is responsible for the distribution and monitoring of state funds for substance abuse programs and services. ENHSA operates three halfway houses which provide housing and services to alcoholic and drug addicted persons in the Omaha area. Halfway houses providing necessary supportive services are important interim care facilities in addressing the needs of persons with alcohol or other drug addictions. Without interim treatment to address the root causes of the social problems of this subgroup, most substance abusing persons return to the same social environment that contributed to the original addiction. The ability of substance abusers to maintain employment is an important aspect in retaining decent housing. Many substance abusers, particularly those persons who are homeless, have no medical insurance and, therefore, may be denied treatment to their addiction at a local medical facility. When treatment is made available, the loss of employment during treatment often results in decreased resources, increased debt, and unemployment. A number of organizations provide services and, to a degree, treatment of persons addicted to drugs and alcohol. These include, among others, the Charles Drew Medical Center, St. Gabriel's Alcohol and Drug Treatment Center, Chicano Awareness Center, Indian/Chicano Health Center, Salvation Army, Vincent House, Francis House, Stephen Center, Open Door Mission, Lydia House, St. Anthony House, and the Douglas County Hospital. Networking among these various organizations provides coordination of services, eliminates duplication of efforts, broadens organizational capacity and increases services to the community and to those persons experiencing drug or alcohol addiction. Persons Diagnosed with AIDS and Related Diseases Persons with AIDS experience an especially serious crisis regardless of the stage of the disease. Those AIDS victims not suffering physical symptoms may, nevertheless, suffer employment and housing discrimination. Those persons suffering physical health related symptoms often cannot gainfully work. Either circumstance results in little or no income and a housing crisis may ensue in addition to the physical, emotional, and psychological ailments to which they are subject. AIDS patients within the City of Omaha and the State of Nebraska can receive services from the Nebraska AIDS Project. Services are provided at no cost to persons who have been diagnosed with AIDS or are HIV positive and who have come to the Project for assistance. Four full-time staff members and 200-250 volunteers carry on Project activities. The Project maintains the 20 State AIDS HOT LINE and an AIDS testing site which is available to the public, although 95 percent of individuals tested are from Douglas County. The goal of the Nebraska AIDS Project is to enable clients to retain independence and provide support systems to further this end. Caseworkers and volunteers are utilized in project activities. Caseworkers help clients obtain disability payments, apply for food stamps, and find housing. Volunteers help with practical tasks such as laundry, cooking and transportation. Finding adequate housing for AIDS patients can be difficult. There is a need to have units available quickly due to the nature of the illness. Units in OHA senior citizen complexes have been set aside for persons with disabilities and these can be utilized by persons diagnosed with AIDS. As cases increase, adequate housing will become more of a problem. Due to the debilitating nature of the disease and current lack of a cure, all persons with AIDS must eventually stop working. Those who do not have adequate resources set aside for care will have to rely on public assistance to meet housing, medical and personal needs. Most persons with AIDS will eventually need this type of help since income and most medical insurance programs are terminated with job loss. The Nebraska Department of Social Services Home Health Care Program enables some persons to remain at home. The Nebraska AIDS Project works closely with the University of Nebraska Viral Syndrome Clinic, the VA Hospital, the VNA Hospice and private physicians who treat infected patients. The project maintains contact with Omaha physicians who have HIV positive and AIDS patients and local hospitals who treat these patients. Other Actions Meeting Under-Served Needs Programs administered by the City of Omaha will assist in reducing the number of households with incomes below the poverty line most effectively by providing affordable housing opportunities that are coordinated with individual support services for people with incomes below the poverty level and with community and economic development efforts in low income areas. The Action Plan shows that during Fiscal Year 2000 newly constructed and renovated multi- family and single-family housing will be made available for low-income occupancy through a variety of City-sponsored housing programs. In addition, disabled renters and homeowners will receive assistance to make their homes more accessible. First-time homebuyers will receive low interest second mortgage financing and existing homeowners will receive financial assistance for rehabilitation and barrier removal projects. Other homeowners will receive emergency repairs and other smaller fix-up projects through grants. Program participants will financial difficulties will receive counseling services. 21 Approximately 22,000 shelter nights and 852,000 units of services will be provided to homeless individuals and families through the City's Emergency Shelter Grant program. Additional transitional housing units will be created while 350 clients receive services through the City's Supportive Housing Program. It is estimated that over 60 percent of the households to be assisted during year 2000 will have incomes below the poverty line. The provision of affordable housing, together with the provision of supportive services, will help alleviate part of the financial stress these households were under prior to receiving assistance. The provision of housing, in and of itself, will not directly reduce the number of persons living below the poverty line. The provision of supportive services as well as economic opportunities will, to some degree, bring persons and families out of poverty. It is difficult, at best, to estimate actual numbers of households that will be affected in this manner. Maintaining Affordable Housing The Consolidated Plan indicates the relative priorities for assistance among 1) different categories of extremely low, very low and low-income households with needs for housing assistance, and 2) the activities appropriate for meeting identified needs (in the context of the City's housing market and inventory conditions and the cost of different activities). The principal features for achieving the objectives of this strategy include: • increasing the supply of standard, affordable rental housing through the rehabilitation of existing housing and the construction of new units; • promoting home ownership opportunities through the acquisition and rehabilitation of housing, the construction of new single-family homes, and the provision of below market rate mortgage financing; • preserving existing home ownership through the renovation of owner-occupied single-family homes; • providing rental assistance to alleviate rental cost burden experienced by very low and low- income households; • providing affordable housing opportunities designed to meet the needs of the elderly, people with disabilities, large families, and other special needs groups; • ensuring, at a minimum, a one-for-one replacement of public housing units lost through demolition; 22 • addressing the needs of homeless individuals and homeless families through the provision of services and assistance to shelter operators; • providing for increased housing choice and opportunity both within and outside of areas of minority and low-income concentration; • creating economic development activities to help people achieve economic self-sufficiency; • providing opportunities for non-profit community organizations to develop and execute projects which benefit lower-income residents; • reducing lead-based paint hazards; and, • building increased capacity within the housing delivery system to make the institutional structure more responsive to the needs of low and moderate-income persons. Removing Barriers to Affordable Housing Public policies such as land use controls, zoning ordinances, housing and building codes, permits, fees, and tax policies affect housing affordability. The City recognizes it shares responsibility and will work with County, State, Federal and other local authorities to encourage a regulatory climate that minimizes negative impact on housing affordability while, at the same time, maintaining needed health, safety, environmental, and City Master Plan protections. The City of Omaha's Master Plan will guide future investment in housing and development of land within the City of Omaha's jurisdiction and surrounding suburban areas. The Master Plan has established a policy which guides growth and encourages redevelopment of deteriorating central city areas. The City will use its regulatory authority in combination with development incentives to insure that the basic development pattern set out by the Master Plan is implemented in all areas of the city. The City will continue to create affordable housing opportunities, both rental and home ownership, through its Consolidated Plan strategy of rehabilitation and new construction of housing, provision of home ownership programs such as the Omaha 100 and Crown Rent-To- Own and the programs, promotion of projects that address the needs of other low income households including households having persons with physical and mental disabilities. The City also will continue to upgrade the services of the Planning Department, particularly the Permits and Inspections Division and Code and Condemnation Division, to provide more efficient and expedient service to the public. The City Administration is committed to reducing, or maintaining at the current rate, tax rates attributable to city government. 23 There are no planned changes or major public policy actions to be undertaken in land use controls, building and housing codes, permits and fees, which might affect the affordability of housing in the city. Evaluating and Reducing Lead-Based Paint Hazards Lead-based paint abatement requirements substantially increase the cost of renovation of single- family and multi-family housing where lead-based paint is detected. It is estimated that the cost of rehabilitation may be increased by up to 40 percent to remedy lead-based paint on substantial rehabilitation projects. The following strategy lists the actions that will be taken to evaluate and reduce lead-based paint hazards. 1. Expand cooperation and integration of services between the City Planning Department and the Douglas County Health Department by: • Continuing the referral of suspected lead-based paint hazard housing units to the Douglas County Health Department for lead paint testing; • Continuing the cooperation with the Douglas County Health Department in identifying severe lead hazard situations causing lead poisoning of occupants; • Collaborating with the Douglas County Health Department to share information for planning and resource development; and, • Identifying representatives of private sector groups such as financial institutions and investor- owner organizations with interest in lead hazard reduction. 2. Integrate lead hazard evaluation and reduction activities into existinghousingprograms b : � P �' Y • Inspecting for the presence of lead-based paint prior to any renovation or rehabilitation that is likely to disturb painted surfaces. This inspection will be done by a trained lead hazard inspector which may be a Planning Department staff person, County Health Department staff person, or private contractor; • Authorizing lead hazard reduction procedures as eligible rehabilitation activities within established project cost limits of existing programs for projects receiving $5,000 to $25,000 per unit; • Authorizing lead hazard abatement procedures as eligible rehabilitation activities within established project cost limits of existing programs for projects receiving more than $25,000 per unit; and, • Using existing resources beyond established project cost limits, if necessary, to manage abatement in situations with severe lead hazards causing lead poisoning of occupants as 24 identified in collaboration with the Douglas County Health Department and if no other resources are available. • 3. Provide public information and education to communicate the extent of the lead problem and measures to reduce risk and protect health by: • Collaborating with the Douglas County Health Department and neighborhood organizations for public education regarding lead hazards and general prevention strategies; • Providing information to contractors about available contractor training and certification and worker protection; and • Initiating educational efforts with the financial community to show that extensive lead-based paint abatement is a home improvement project to be financed with home improvement loans. 4. Increase public and private funding for lead hazard abatement and reduction activities by: • Collaborating with the Douglas County Health Department to identify and apply for additional funding for lead based paint abatement including the HUD Lead-based Paint Hazard Reduction Grant Program; and, • Examining the feasibility of private incentives such as tax credits and subsidized loans. Reducing Poverty The City of Omaha supports and coordinates a range of programs which contribute to the goal of assisting households with incomes below the poverty line to overcome poverty. Causes and conditions of poverty are a composite of factors encompassing social and economic background, limited education, location in a depressed area or area of high unemployment or underemployment, physical or other special hardships including poor health, and inability to compete effectively in the market place because of prevailing or past restrictive practices. The City s goals in reducing the number of households with incomes below poverty rtY are to 1) increase the number of affordable housing units available to households with incomes below poverty; 2) to provide through non-profit organizations wide ranging supportive services designed to assist individuals and families to remain in their homes; 3) to expand the economic mix of residents within low income areas and increase affordable housing opportunities outside of low income areas; and 4) to provide training, educational and employment opportunities for low income people. The following anti-poverty strategies characterize City of Omaha programs and policies which assist households in addressing their particular complex needs in overcoming poverty. 25 1. Administer and support housing programs including homeowner and rental rehabilitation, new construction, rental assistance, new homebuyer assistance and relocation assistance which: • Increase quality housing opportunities for low income households; • Provide training and counseling to assist people in remaining in their homes; and, • Provide counseling and referral to assist individuals and families to meet other needs. 2. Support improvements in public facilities which house services such as health care, employment services, child care, services for persons with disabilities, history and cultural activities, youth clubs, recreation and community centers. 3. Support activities which expand the economic mix of residents within low-income areas and activities which increase affordable housing opportunities outside of low-income areas. 4. Build financial strength in low-income neighborhoods and create jobs for low-income people with the following emphases: • Promote small business development and expansion; • Improve the commercial building stock of neighborhood business districts; • Support industrial development in East Omaha; • Support efforts to create incentives for private investment in low-income areas; and, • Provide Job Training and human resources development. Programs and activities that will address the needs of poverty-level households include: 1. Affordable housing programs with supportive services The City of Omaha assists households with incomes below the poverty line by providing housing rehabilitation opportunities ranging from emergency repair to substantial rehabilitation in targeted low-income neighborhoods. Financing methods are applied according to income level including grants for very low-income households, deferred payment loans and no interest repayable loans. As a matter of policy, the Community Development Coordinators who process rehabilitation applications work closely with other agencies to help applicants receive assistance with other needs. Referrals may be for housing related needs such as clearing up title problems on their property or for non-housing related needs. 26 City relocation staff provide substantial counseling and referral in conjunction with relocation assistance to displaced households. Supportive services are often needed to stabilize a household before they can successfully relocate to new housing. Services may be as varied as arranging food and energy assistance or helping with job placement. Relocation staff help displaced households establish budgets to use their relocation allotments to best advantage. This counseling helps low income people clear up debt and reestablish credit worthiness. With budget and home ownership counseling, a former renter household may choose to apply relocation funds as down payment on a new home. New home ownership is an opportunity to obtain assets that can help the household move out of poverty. In addition to services provided by City staff, the City contracts with Family Housing Advisory Services (FHAS) for support services to participants in City-sponsored housing programs. FHAS programs include rental and buyer education, home management counseling, property care and maintenance counseling, money management and budgeting, negotiation for loan reinstatement plans and foreclosure prevention counseling. Another FHAS service important to low-income families is landlord/tenant mediation provided to families at risk of homelessness. The Omaha Housing Authority (OHA) operates extensive supportive services and programs designed to help residents improve their lives. The Omaha Housing Authority operates centers which offer health care and child care along with intake services for a full range of social services. OHA also sponsors successful youth sports clubs. OHA programs are designed to provide low-income residents with educational and vocational opportunities. The Family Self-Sufficiency program offers remedial Adult Basic Education, advocate assistance for secondary and post-secondary education, discounted tickets for transportation, life-skills training and substance abuse treatment,job training and job placement counseling. Participants in the Family Self-Sufficiency program may become eligible for home ownership counseling and eventual home ownership in OHA scattered site housing. The integration of social services with housing is an essential strategy to combat homelessness. As a prevention strategy, financial assistance as a crisis response may be provided in cases with significant possibility of success. Landlord/tenant mediation through FHAS is another prevention service that is available. Omaha shelter and service providers are increasing the emphasis on follow-up case management services for clients who have left the shelters. Transitional housing programs can provide extensive intervention. Clients who live independently can be assisted through a coordinated network of case management and service providers. Job Training of Greater Omaha maintains outreach to all of the homeless shelters in Omaha, and depends on other agencies to help individuals achieve the stability needed to complete a job training program and job placement. 27 b i 1. 2. Public facilities improvements. Affordable housing activities are complemented by public facility improvements for non-profit organizations which provide various forms of assistance to people whose incomes are below the poverty level. The City of Omaha provides funding support for improvements in public facilities which house services such as health care, child care, services for persons with disabilities, history and cultural activities, youth clubs, recreation and community centers. Public facility improvements contribute to several anti-poverty goals. For example, the City's assistance to the Omaha Small Business Network and Job Training of Greater Omaha (JTGO) to acquire a commercial structure and convert it to a childcare facility has improved the commercial building stock of a neighborhood.business district. The converted facility also provides childcare for low-income families as well as the job training opportunities. JTGO uses the child care program as a job training site and as a service for parents who are participants in other job training programs. The City will continue to work with non-profit developers to locate suitable sites that integrate childcare into low-income neighborhoods and coordinate childcare with other housing and economic development activities. The North Omaha Family Resource Center is a public facility developed by the Urban League of Nebraska that enhances the benefits of housing programs in the North Omaha service area. The North Omaha Family Resource Center helps address the social service and supportive service needs of disadvantaged citizens residing in this service area by locating and coordinating the services of public and private agencies at a single location readily accessible to a majority of residents. In its effort to alleviate blight and preserve housing in North Omaha, the City administers a variety of residential rehabilitation programs throughout this area. The City has also fostered the development of new single-family and multi-family housing units on unused, deteriorated vacant land in North Omaha. 3. Activities which expand the economic mix of residents. In an effort to expand the economic mix of residents within low-income areas and to demonstrate to the private sector the viability of the housing market in inner-city neighborhoods, the City is taking the lead in affordable housing construction in older neighborhoods. City support for non- profit development includes development site acquisition;relocation of displaced households and businesses; demolition; site preparation and public improvements; and partial construction financing. Deferred payment second mortgage loans to home buyers significantly reduce the buyers' monthly payments and create home ownership opportunities at a lower income level. As an incentive to stimulate for-profit housing development in low-income areas, the City offers full or partial funding of site acquisition and public improvements. The lesser degree of public 28 , subsidy to for-profit developers as compared to non-profit developers will result in occupancy by a slightly higher income group. The City's leadership in this area also includes administrative support for Omaha 100, Inc., and a non-profit community development intermediary with a loan pool based on the partnership of eleven local lenders. In addition to providing below market rate mortgage financing to low income households, Omaha 100 provides technical assistance to build the capacity of community development organizations and builds public/private partnerships to access capital for housing development. The OHA scattered-site-housing program is one which has increased affordable housing opportunities outside of low-income areas. By incorporating scattered single-family housing into its public housing inventory, the OHA is providing affordable housing opportunities for low- income households in middle and higher-income neighborhoods. 4. Job training. Job training is an essential component of economic development. Job Training of Greater Omaha(JTGO) offers programs and services targeted to economically disadvantaged individuals. JTGO programs and services include 1) the In-School/Out-of-School Youth Program, 2) the Summer Youth Employment Program, 3) the Adult Skill Training program, 4) the Dislocated Workers Program, and 5) the Older Worker program. In addition, JTGO administers special projects such as the School-to-Work and Non-Traditional Training for Women efforts and Dislocated Worker funding for particular plant closings. The Welfare to Work program is a new effort administered by JTGO under Title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996. Moving people from welfare to work is the primary goal of this effort . Under Welfare to Work, low-income persons will receive job placement services, transitional employment opportunities and other support services needed to make a successful transition to long-teen employment. Additional services provided by JTGO include such support services as transportation, childcare, job-related medical needs, and referrals to other assistance agencies. JTGO maintains outreach to all of the homeless shelters in Omaha and works with other agencies to help homeless individuals achieve the stability needed to complete a job training program and job placement. JTGO administers the Summer Youth Employment program which includes career exploration, remedial reading and math for young people ages 14 and 15. Young people ages 16 through 21 receive remedial education if necessary along with job placement with non-profit organizations. The Welfare to Work effort will have linkage to the City's Enterprise Community effort. The goal of the City's Enterprise Community (EC) program is to create employment opportunities in Omaha's Enterprise Community area while at the same time addressing the educational, training and supportive needs of residents. The EC is a collaborative effort among educational and employment training institutions, government, social service agencies and employers formed to meet the goals of the EC strategy. 29 5. Economic development. Small business development is a key economic development strategy to increase job opportunities in low-income areas in Omaha and, therefore, the basis for support of the non- profit Omaha Small Business Network (OSBN). OSBN operates the Small Business and Technology Center, an incubator facility with office and light industrial space. Business tenants share receptionist, switchboard, photocopying and facsimile services as well as a lobby, conference rooms, lunchroom and loading dock. The OSBN Seed Capital Fund provides financial assistance for small and start-up businesses. The OSBN Minority Contractors Assistance Program offers administrative support, estimating and bookkeeping services and loans to contractors whose businesses are located in a blighted area. The Davis-Bacon Act is a federal statute that covers the wages to be paid workers employed on construction projects financed in whole or in part with federal funds under certain conditions. Contractors working on Housing and Urban Development-insured or -assisted projects may obtain an exemption, arranged by the City Labor Standards Officer, from Davis-Bacon wage rates for Summer Youth Employment.. - Low-income AFDC recipients are one target group for the city-sponsored Micro-Loan program. The New Community Development Corporation will administer a revolving loan program for emerging entrepreneurs. Participants in life skills training and capacity building programs, such as Vision of Hope in North Omaha and the Juan Diego Center in South Omaha, both sponsored by United Catholic Social Services, may graduate to micro enterprise training provided by the NCDC. The NCDC Micro-Loan program also will provide small loans for business start-up. City participation in improving the commercial building stock of neighborhood business districts supports the goals of small business development and targeted neighborhood housing development. The City is also involved with the development of the East Omaha Industrial Park in an area which has remained undeveloped due to inadequate infrastructure. Upon completion, the project will provide accessible employment opportunities for residents of North Omaha. Developing the Institutional Structure The institutional structure within the City of Omaha which will deliver and manage the affordable and supportive housing programs includes elements from the public and private sectors. The Housing and Community Development Division of the Planning Department will play the lead role in administering the housing strategy. The Division is responsible for implementing Omaha's community development programs and administers housing code enforcement and condemnation activities. The Division's plans and programs must be approved by the Mayor and City Council prior to implementation. The support of past and present Mayors 30 h V� it and members of the City Council has been a critical factor in Omaha's success in meeting the City's housing needs. Funding from the Community Development Block Grant Entitlement Grant Program is the foundation for the diverse programs which assist low and moderate-income Omaha residents with housing needs. The City of Omaha will administer its Community Development Block Grant housing development programs identified in the Action Plan. In addition, the HOME Investment Partnerships Program, Emergency Shelter Grant Program and Supportive Housing Program activities will be administered by the City of Omaha. The Omaha Housing Authority will be responsible for Public Housing and Section 8 Assistance Programs and activities,including administration of the Rental Assistance Program. Non-profit organizations are an important component of the City of Ornaha's housing strategy and have taken a leadership role in developing innovative projects to assist low and moderate- income persons. The Holy Name Housing Corporation and the South Omaha Affordable Housing Corporation have developed a nationwide reputation for excellence. These organizations have a commitment to the low and moderate income neighborhoods and develop housing that are well constructed and architecturally compatible with surrounding structures. The Holy Name Housing Corporation and the South Omaha Affordable Housing Corporation will be the non-profit developers of newly constructed and rehabilitated single-family homes in North Omaha and South Omaha. Another non-profit entity, Omaha 100, is a partnership among neighborhood residents, City and State governments, and the private sector. With the assistance of the financial and corporate communities, Omaha 100 will create new home ownership opportunities for Omaha's low and moderate-income families and provide financial support to non-profit affordable housing developers. . Housing And Neighborhood Developers (HANDS) is a non-profit entity participating in CDBG- assisted home rehabilitation program activities and new housing development efforts. HANDS will acquire, rehabilitate, and/or construct and sell new single-family housing in Northeast Omaha. The New Community Development Corporation (NCDC) was formed in 1992 to develop affordable rental units in the Grace Plaza redevelopment area. The NCDC will continue to construct new affordable housing in the vicinity of 20th and Grace Streets. During year 2000 NCDC will expand its housing development effort to the Long School neighborhood and 30th and Ames Avenue corridor. The Omaha Economic Development Corporation (OEDC) will continue to develop affordable rental housing in the Kellom Heights Redevelopment area and new affordable single-family housing in the 60th and Hartman Avenue Redevelopment area. 31 The Family Housing Advisory Services (FHAS) is a non-profit counseling agency which provides comprehensive financial counseling to families in economic crisis, mortgage default counseling to assist families threatened with foreclosure, and rental housing counseling to help families locate safe, decent and affordable accommodations. The Family Housing Advisory Services networks with other area service providers whose clients need the specific services which the FHAS provides. The FHAS will provide counseling services for clients of City- sponsored affordable housing and homeless housing initiatives. Family Housing Advisory Services will also administer a client tracking, client advocacy and case management system for the Omaha Area Continuum of Care for the Homeless. The Salvation Army, Community Alliance, Inc. and the Stephen Center will continue to develop transitional and assisted housing in partnership with the City during year 2000. A commitment to community betterment on the part of many local lenders has resulted in support for programs aimed at improving housing conditions for low and moderate-income persons in Omaha. The cooperation of financial institutions enables the Housing and Community Development Division to utilize their expertise in underwriting and servicing of loans. Private builders and developers also play a major role in the production of affordable housing in the city. Several private builders and developers have formed cooperative partnerships with the City and private non-profit organizations in the construction and rehabilitation of housing. Private builders and developers participating in City-sponsored housing development programs have a thorough understanding of required development and construction standards and experience in working under a myriad of federal regulations. Enhancing Coordination among Public and Private Agencies The City of Omaha is committed to working with organizations to provide decent and affordable housing for all citizens. In some cases, providing suitable housing only addresses part of the client's needs. An individual/family may need financial counseling in order to budget their income, meet their obligations, and remain in the home. Other types of counseling as well as supportive services may be necessary to assist the client in improving their living skills. Physical or mental health problems may make it difficult for persons to maintain their independence or a reasonable quality of living. Fully aware that coordination with a wide variety of service providers, both public and private, improves the effectiveness of housing programs, the City is continuing its joint activities with many community organizations. Primary to these activities is the consultation and cooperation solicited by the City in its development of this document. The City attempts to leverage its resources, augment existing programs, and develop new programs by working with other organizations to address pri rities and implement strategies outlined inThe Consolidated Plan. 32 t !v The City is currently operating a rental assistance program with supportive services with the local housing authority, working in cooperation with a non-profit organization to provide barrier removal services for persons with disabilities, and developing a lead based paint program with another unit of local government. Similar cooperative activities are anticipated for the future. In addition to major joint activities, the City works with the local housing authority, private housing developers/owners, physical and mental health care providers, and a full range of social service agencies in referring individual clients to the appropriate resources as the need arises. This occurs most often through the City's continuum of care strategy and as a result of client needs identified during the relocation process. The City intends to continue its present coordination efforts between individuals, organizations, and governmental entities to maximize services to all citizens, complement existing programs/services, and leverage resources. In addition to ongoing efforts, the City will focus on the following three strategies: 1. Broaden the opportunities for communication between the public and private sectors in the areas of housing development, financing, and service delivery; 2. Work, specifically, with emergency shelter providers and homeless service providers to develop a comprehensive service approach and reduce the duplication of services; and, 3. Meet with a wide range of service and housing providers on a regular basis to share information, coordinate activities, develop programs, and resolve problems. Public Housing Improvements The Omaha Housing Authority (OHA), an agency whose board of directors is appointed by the Mayor, is responsible for the City's Public Housing and Section 8 Housing assistance programs. The OHA currently administers 2,770 public housing units of which 1,545 are located in twelve high-rise towers originally built for the elderly, 715 of which are situated in three public housing family developments, and 510 of which are single-family, duplex and other scattered site housing. Additionally, the OHA owns and manages 185 Section 8 eligible apartment units through subsidiary entities. Since 1990, the OHA has demolished 715 units of public housing determined to be obsolete. Of that number, 216 have been replaced with single-family and duplex scattered site units and 172 with Section 8 vouchers. The OHA, through its Comprehensive Grant process, has determined its priorities for public housing improvements to be: 1) updating the major mechanical systems of high-rise towers, 2) lead-based paint abatement in family developments, and 3) complete renovation of high-rise facilities, as appropriate. The OHA's strategy for improving the living environment of public housing residents includes 1) the replacement of public housing units lost due to demolition with 33 the purchase of existing or newly constructed single-family homes and duplexes at an average cost of$83,500 and 2) administration of drug elimination, infant health care, and youth sports programs. Public Housing Resident Initiatives In implementation of its resident initiative strategy, the OHA will 1) continue to consult with public housing residents on a regular basis to discuss management of high-rise facilities and family developments, 2) hold monthly meetings among the OHA Executive Director and resident's councils to discuss resident management and related issues, 3) conduct open meetings with residents in consultation on the OHA Comprehensive Grant, its revisions, and annual performance reports, and 4) work to increase participation by public housing residents in resident organizations and to strengthen resident council leadership. The OHA will continue to create homeownership opportunities among public housing residents through the acquisition/renovation and construction of new single-family housing on scattered sites. The OHA will provide financial planning and homeownership skills training and assistance to residents and will work with the Omaha 100 and the U. S. Department of Housing and Urban Development to assist residents in securing first and second mortgages for the purchase of OHA homes. Comprehensive Grant Program According to the 1997 —2001 Comprehensive Grant Needs Assessment, high-rise towers for the elderly will require major improvements if they are to maintain their long-term viability, lead- based paint abatement in family developments is in need of being completed, and significant updates of electrical and mechanical systems of high-rise facilities, which work is currently underway, needs to be completed. In 1998, the OHA, revised its priorities for public housing improvements to be: 1) major improvements to each of ten elderly high-rise towers to include elevator replacement and improvements to security, lighting, trash chutes, water shut-off valves, mail boxes and parking lots; 2) roof, gutter, furnace and air conditioning replacements for scatter site housing units; 3) electrical and heating improvements at the family developments, and 4) additional lead-based paint abatement throughout the OHA's properties. The revised priorities also include the elimination of the job training programs at the Gateway and postponement of the complete renovation of Kay Jay Tower. The OHA estimates it will receive approximately $3 million in Comprehensive Grant Funds from HUD in Fiscal Year 2000 and has earmarked nearly $2 million of this amount for physical improvements to dwellings and other structures. The balance of funds will be used for management improvements, replacement reserve, maintenance of non-dwelling structures, operations and program administration. Management improvements will include preventive maintenance, administration of drug elimination programs, and staff training. 34 The OHA Comprehensive Grant for the years 1999 — 2003 proposes the following: 1) interior renovation and upgrades of laundry facilities, trash disposal systems, and apartment entry doors, 2) exterior renovations including sidewalks, parking lots, retaining walls, and drainage corrections, 3) complete renovation of the Kay Jay Tower, 4) energy efficiency improvements based on an audit conducted by the Nebraska Energy Office, 5) elevator and security system improvements identified as priorities by residents, 6) continued lead-based paint abatement in family developments, and 7) program administration. Past accomplishments of the OHA include, among other things, 1) the demolition of the Logan Fontenelle, Pleasantview and Hilltop Homes family developments, 2) the replacement of windows at the Spencer Homes family development, 3) moderate maintenance and repair at high-rise towers, for instance, refinishing of doors and painting of common areas, and 4) major renovation work at the Evans Tower. Low-Income Housing Tax Credits The Tax Reform Act of 1986 replaced most existing federal income tax incentives for low- income housing with a low-income housing tax credit for property acquired, constructed or rehabilitated after December 31, 1986. As originally enacted, this Act was to expire December 31, 1989. However, in succeeding years, Congress has acted to extend the low-income housing tax credit for additional one year periods including the period covered by this Action Plan. It has become common-place for Community Development Block Grant and Home Investment Partnerships Program funds to be leveraged with equity generated by the sale of Low Income Housing Tax Credits. The City of Omaha will strongly encourage and generally support developers' use of Low Income Housing Tax Credits obtained through various offerings of the Nebraska Investment Finance Authority. Absent extenuating circumstances, the City will favorably consider projects which foster a mix of incomes among residents and conform to the following rates of low and moderate-income occupancy: Type of Housing Percent Median Income Percent Occupancy Senior Housing 50% MFI 100% Family Developments 50% MFI 20% Family Developments 60% MFI 40% Historic Preservation The City of Omaha has determined that implementation of its community development program, including Community Development Block Grant, HOME Investment Partnership and Emergency Shelter Grant Programs funded by the U. S. Department of Housing and Urban Development, will have an effect upon properties included in or eligible for listing on the National Register of Historic Places. Pursuant to Section 106 of the National Historic Preservation Act, the City will implement its program in conformance with 36 CFR Part 800, "Protection of Historic and Cultural Properties". 35 • In implementation of Section 106 of the National Historic Preservation Act, the City has entered into a "Programmatic Agreement" between the City, the Advisory Council of Historic Preservation (Council), and the Nebraska State Historic Preservation Officer (SHPO) regarding historic properties affected by use of Federal funds for rehabilitation of structures. At a minimum, terms of the "Programmatic Agreement" stipulate 1) the rehabilitation programs and types of projects not requiring review by the SHPO or the Council, 2) the process for identification of historic properties that may be affected by the use of Federal funds, 3) the process for consultation and review of properties by the SHPO and Council, 4) the process for recommendation of properties regarding National Register eligibility pursuant to 36 CFR 60.4, and 5) the process for assessing the effects on a property which is listed on or determined eligible for inclusion in the National Register. All projects proposed to be supported financially by the City of Omaha's community development program will be reviewed in a manner consistent with the requirements contained in 36 CFR Part 800 and the procedures outlined in the document entitled "Nebraska State Historic Preservation Office Guidelines for Complying with Section 106 of the 1966 National Historic Preservation Act". The following community development activities have been determined to have no effect on historic properties and their implementation will not require review under 36 CFR Part 800 unless the proposed rehabilitation involves the repair or alteration of existing architectural features (e.g. siding, windows, porches, doorways and woodwork). However, their exclusion does not preclude the City from its responsibilities for the identification of historic properties as described in 36 CFR 800.4. 1. Buildings that are less than 45 years old. 2. Handyman Program -Removal of architectural barriers and minor repairs for elderly residents. 3. Emergency Repair Program - Critical repairs (e.g. electrical service, furnace replacement, water service, roof and foundation repairs) for very low-income homeowners. 4. Barrier Removal Program - Removal of architectural barriers for disable renters. 5. Disaster Recovery Program -Critical repairs (e.g. roof and foundation repair/replacement) for low-income homeowners. Resale/Recapture Provisions For the HOME Program To ensure long-term affordability of homeownership housing assisted with Home Investment Partnerships Program funds, the City of Omaha has established a resale/recapture policy. Beginning after project completion, the HOME-assisted housing shall meet the affordability requirements for not less than the applicable period specified in the following table: 36 Amount of Homeownership Minimum Period of Assistance Per-Unit Affordability in Years Under$15,000 5 Years $15,000 to $40,000 10 Years Over$40,000 15 Years If the housing does not continue to be the principal residence of the family for the duration of the period of affordability, or if the housing is sold during the affordability period, the City of Omaha will recapture all or a portion of the HOME assistance provided. For HOME assistance under $15,000, the City will recapture the entire amount of the HOME assistance if the housing is sold or does not continue to be the principal residence of the family during the five-year period of affordability. For HOME assistance between $15,000 and $40,000, the City will recapture the full amount of the assistance if the housing is sold or does not continue to be the principal residence of the family during the first five years of the period of affordability for rehabilitated housing or during the first ten years of the period of affordability for newly constructed housing. For rehabilitated housing, after the initial five years, the principal amount of the mortgage will depreciate 50 percent. The balance of the HOME assistance will be recaptured if the housing is sold or no longer remains the principal residence of the household. At the homeowners option, the remaining principal balance may be repaid anytime thereafter. For newly constructed housing, after the initial ten years, the principal amount of the mortgage will depreciate 50 percent. The balance of the HOME assistance will be recaptured if the housing is sold or no longer remains the principal residence of the household. At the homeowners option, the remaining principal balance may be repaid anytime thereafter. Under the City of Omaha's program,HOME assistance will not exceed $40,000. Proposed Use of Funds The following section presents the City of Omaha's proposed use of Community Development Block Grant, Home Investment Partnerships Program, Emergency Shelter Grant and Supportive Housing Program funds for year 2000. 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U CD ... ea •cs (/l CD 7 7 O CO CD O tn O R v. 77 7 en 0 0 v N C ti y C el N E d cc ^ r. > o�0 L] ( C a) CC C Q C tn V] C Q L0. 0 0 d O y o0 n d 4° . A U = �) x co V] s U U y o C U U C7 0 C _ O �L a, O C H ,.. U OO O - _ _ N (n 4.n O O. ... �. ea C. y 'U O E. 00 O Z C y rn 00 C <... - cn C o. C.) 0 U .0 I, > 0 CL O U O y _u E. OO c7 . cy y Q .T N T U= C _ CA .. y -C ^ > U > ..r. C C C t cCOC >+ C C . r 0 •.. O E--, E U r0 C-AJ Er C C. C a C E EU . G� . L U U c r C. U . :i U �. en U E > ti a O a; I., a`n U c.) ` L 0 U 0. Z G "e' . OO rr<.� :n O z . U .y V y 6 U z - v < 3 y O o C7 0. >a) a. >. r j, .. a - a Q C cn u T a. _� 2 o E E Z Ch U in U U fo cn N t. CITY OF OMAHA LEGISLATIVE CHAMBER 'Omaha,Nebr 19 ;; ft RESOLVED BY THE CITY COUNCIL OF THE CITY OF OMAHA: WHEREAS, the City of Omaha, Nebraska, is an eligible unit of general local government that receives annual Entitlements from the U. S. Department of Housing and Urban Development under the Housing and Community Development Act of 1974, as Amended, and the National Affordable Housing Act of 1990; and, WHEREAS,the City of Omaha,Nebraska,follows a Citizen Participation Plan, has p obtained its citizens' comments on housing and community development needs, and on June 17, 1999, and September 17, 1999, conducted public hearings on its Consolidated Submission for Community Planning and Development Programs; and, WHEREAS, the creation of affordable housing opportunities for low-income homebuyers is a priority of the City's Consolidated Submission for Community Planning and Development Programs; and, WHEREAS, the City of Omaha utilizes Home Investment Partnerships Program funds for its affordable housing program for homebuyers in partnership with the Holy Name Housing Corporation, Housing and Neighborhood Developers and the South Omaha Affordable Housing Corporation; and, WHEREAS, it is in the best interests of the citizens of the City of Omaha for the Mayor of the City of Omaha apply for Nebraska Housing Assistance Trust Funds in the amount of $500,000 to be used, in conjunction with the City of Omaha's Home Investment Partnerships Program, to develop affordable homeownership opportunities for low-income homebuyers. NOW,THEREFORE,BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF OMAHA: THAT, the Mayor is hereby authorized to execute all necessary documents with the State of Nebraska Department of Economic Development to secure a Nebraska Housing Assistance Trust Fund grant in the amount of Five-Hundred Thousand and No/100 Dollars ($500,000.00)to be used to create affordable homeownership opportunities for low-income homebuyers. P:\PLN3\9705.SKZ APPROVED AS TO FORM: s....0 02 "g7oxilk. , r I C _ l By Councilmember �'ATTORNEY DATE Adopted CT - 5 1999 7-0 �-�!‘..... !PP rk A rov . /7/7 ACTI ayor rCD , - . X * !. ) § j o -' §• g o .. cz ' lip; ' `,--.-...-\...... c-o4- \ / 2 2 E 9 • o , a. 0 / 50 9 ' k \ § § \ o (' m 9 f p § A 9 / 7 - / C — o m 2 k = cr & w R 3 o g E \ p _ n o . \ ƒ k ® ° S §' o 0 \ a N E § A k \ § 0 7 g E Cr VI /. \. / 0 . r , l /.